Is There an Alternative to Collectibles Insurance Services?21726
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 I've spent years perfecting my brand of assholery.
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DrWatson private msg quote post Address this user | |
| Hello All, I have had CIS for a few years and every year they keep going up. They are now about $150 more pet year than when I first started. Is there anyone else out there that I can check into about insuring my books? Or someone else you use? Thank you. |
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| Post 1 • IP flag post | ||
 Collector
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weinsteinjt private msg quote post Address this user | |
| americancollectors.com 50k policy costs $200-250 annual and covers comics in shipments | ||
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 Collector
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Terk13 private msg quote post Address this user | |
| @weinsteinjt Do they require some sort of updated inventory annually? Do they just go on your word or do they ask for photos? | ||
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 I don't believe this....and I know you don't care that I don't believe this.
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GAC private msg quote post Address this user | |
| Certainly look around for quotes...always a good idea to see what other markets can offer. If you find cheaper, similar coverage? Consider the loyalty to CIS you are giving up that should be/could be used in a claim situation. In a "grey area" of a claim...the loyalty card can be what you need to push the claim in your favour. Just something to consider in case you get quotes that are $20 cheaper (or whatever amount you deem not significant). |
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Collector
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weinsteinjt private msg quote post Address this user | |
| Just initially they will ask for an inventory list with your estimated values and photos of any book over $2k. Their underwriters will value the collection and assign a policy amount. You can increase your valuation at anytime but will then need a new inventory listing and photos of new books over $2k. Renewals don't require another new inventory listing. They take your word as far as the listing but not on the over $2k books. I've been with them a few years already, so hopefully it's still the same process. I never had to submit a claim, thank God, so I don't know what that process is like. | ||
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 Apparently, I am easily annoyed.
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Rbolton private msg quote post Address this user | |
| I roll mine in with an addition to my home owners for my books and my guns. I have never had separate policies. | ||
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 My Chihuahua is watching me in case I do something cool.
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ICConquest private msg quote post Address this user | |
| @Rbolton This is what I do also. | ||
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Collector
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Terk13 private msg quote post Address this user | |
| @weinsteinjt Makes sense. Thanks for the info! | ||
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 Collector
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Briten private msg quote post Address this user | |
| @Rbolton nailed it! That what I do. | ||
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Collector
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weinsteinjt private msg quote post Address this user | |
| @Rbolton I had a $1M USAA umbrella policy with separate policies for jewelry and firearms. My wife's jewelry and my firearms collection started getting too big and exceeded their policy limits,so they suggested I use American Collectors for complete coverage. It's so happens they also covered comic books, including any books in shipping/transit, a happy coincidence. | ||
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Collector
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weinsteinjt private msg quote post Address this user | |
| @Terk13 Your welcome bud!! | ||
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 I'd like to say I still turned out alright, but that would be a lie.
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flanders private msg quote post Address this user | |
| This reminds me, I forgot to renew my policy! | ||
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 I have a problem with fattening women up.
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Bronte private msg quote post Address this user | |
| American Collectors Insurance 951 Haddonfield Road Suite 2A Cherry Hill NJ, 08002 I bailed on cis because they dont cover hurricanes in Florida. This company does. However, they are a bit more problematic. For example you have to itemize all books and artwork over 2k in value. They do cover original art as well but require an appraisal. I used Romitaman. And they accepted it. |
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| Post 13 • IP flag post | ||
 If the viagra is working you should be well over a 9.8.
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xkonk private msg quote post Address this user | |
| I also have a rider on my homeowner's policy. The main issue for you could be that it doesn't cover shipping; the assumption is that stuff stays in your house for the most part. | ||
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