Paypal Friends and Family vs. Paypal Goods and Services16583
 Masculinity takes a holiday.
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EbayMafia private msg quote post Address this user | |
| I hope it's ok to discuss this here. I think it might be even more important this year. The way I read Paypal, the use of Friends and Family is not really a moral issue...it's more a matter of whether or not you need buyer protections. I think that Goods and Services also offers a layer of protection in case shipping issues arrive. A third party that will arbitrate the issue and settle the claim without the buyer and seller needing to negotiate with each other over damage or lost items. With that in mind, I'm thinking that when buying comic books on forums, etc, that Goods and Services should be used when payment is made prior to shipment (to get the layer of protection from Paypal) and if Friends and Family is being used, then payment should be made after the item arrives safely. Any thoughts? | ||
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 Captain Corrector
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CaptainCanuck private msg quote post Address this user | |
| . Sellers prefer F and F. Buyers prefer G and S. Not sure if that will ever change. Paying after delivery is a hard sell. |
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 We should have the forum rate our packages.
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HeinzDad private msg quote post Address this user | |
| Won’t G and S apply to the tax law this year? | ||
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Masculinity takes a holiday.
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EbayMafia private msg quote post Address this user | |
Quote:Originally Posted by CaptainCanuck Buyers will have new leverage this year for negotiation with sellers who want friends and family. Quote: Originally Posted by HeinzDad Bingo! |
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Masculinity takes a holiday.
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EbayMafia private msg quote post Address this user | |
| I'm happy to always pay Friends and Family but I've realized that if something happens in shipping both me and the seller are probably going to wish that I had payed Goods and Services. | ||
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 I have a problem with fattening women up.
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Bronte private msg quote post Address this user | |
| @HeinzDad Pretty sure that's a yeah.  |
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I have a problem with fattening women up.
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Bronte private msg quote post Address this user | |
| @EbayMafia I don't think the shipping part matters. It's a matter of whether you bought insurance on the shipping method I think that matters in your example. For example, you buy insurance on the package to be shipped, something happens you file claim with post office or whatever. However, if the person never shipped the item, then the buyer would be SOL because they have no recourse because they were "friends." |
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Captain Corrector
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CaptainCanuck private msg quote post Address this user | |
Quote:Originally Posted by EbayMafia I see. Still, seems risky to send an item out without payment, but I suppose the reverse is also true. |
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| Post 8 • IP flag post | ||
 Collector*
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Towmater private msg quote post Address this user | |
| If you are dumb enough to pay for a book through Friends and Family and get burned because the seller didn't want a 1099 or you, as the buyer, were too cheap to pay the extra 1.5 to 3% to cover the fees, then you shouldn't get to complain when the transaction goes south. | ||
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 I've spent years perfecting my brand of assholery.
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DrWatson private msg quote post Address this user | |
Quote:Originally Posted by Bronte You can dispute Goods and Services transactions through PayPal. You can't file a dispute with Friends and Family. This is the main reason Friends and Family isn't an allowed form of payment for Forum sales threads. |
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Masculinity takes a holiday.
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EbayMafia private msg quote post Address this user | |
Quote:Originally Posted by CaptainCanuck @CaptainCanuck I think it's a spectrum of risk. For example on the forum I'm very comfortable shipping items before payment with people that I've interacted with for years. I wouldn't be so comfortable with a random person on Facebook. |
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I've spent years perfecting my brand of assholery.
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DrWatson private msg quote post Address this user | |
| In the early days of eBay, items were sent and then paid for upon receipt. | ||
| Post 12 • IP flag post | ||
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I have a problem with fattening women up.
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Bronte private msg quote post Address this user | |
| @DrWatson In the quote EbayMafia was referring to something happening in shipping. In that context neither goods and services or friends and family doesn't make a difference. It is the insurance that makes the difference. Quote: Originally Posted by EbayMafia |
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 I don't believe this....and I know you don't care that I don't believe this.
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GAC private msg quote post Address this user | |
Quote:Originally Posted by Bronte I think though if something is not as described..i.e. raw book over graded...G&S has recourse..F&F no recourse. |
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| Post 14 • IP flag post | ||
 Beaten by boat oars
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Studley_Dudley private msg quote post Address this user | |
| I'll use F&F with people I know but I don't think any transaction has been over $300. If it's some rando, then hell yeah you get G&S. I've also been open to cash, checks, and Western Union or USPS money orders as well, though the MO is becoming less common. | ||
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We should have the forum rate our packages.
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HeinzDad private msg quote post Address this user | |
| An “allowed form of payment” is mildly amusing. After all, we can trade however we agree. | ||
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Masculinity takes a holiday.
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EbayMafia private msg quote post Address this user | |
Quote:Originally Posted by Bronte @Bronte I think it would make a difference. Let's say the package disappeared or was badly damaged in shipping. I don't go straight back to the seller, I would go to Paypal to file a claim. That way Papal mediates the claim and makes the final decisions. I've even seen where Paypal pays out and makes both parties whole in a shipping damage situation. |
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Masculinity takes a holiday.
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EbayMafia private msg quote post Address this user | |
Quote:Originally Posted by Towmater I think we are all well aware of this. Hence the purpose of the thread and discussion. |
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I have a problem with fattening women up.
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Bronte private msg quote post Address this user | |
| @GAC You are correct. But I was referring specifically to the example given. If something happens in shipping. Paypal has nothing to do with it if insurance is purchased on the package. My first course of action is to file claim with the mail carrier. Why would I contact PayPal if I got the package but it was literally run over by a truck? |
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I've spent years perfecting my brand of assholery.
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DrWatson private msg quote post Address this user | |
Quote:Originally Posted by HeinzDad A seller on the forum can't specifically request to be paid with F&F. In doing so, they can lose the privilege of having sales threads on the forum. However, anything can happen via PMs. Conversely, if reported to moderation, things could definitely change. |
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I have a problem with fattening women up.
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Bronte private msg quote post Address this user | |
| @EbayMafia I guess I kind of disagree. My first response would be to go through the mail carrier insurance then paypal if things didn't go well with mail carrier. But it would have been my assumption that deal first with insurance then paypal. Second. For example, when the guy hammered my green lantern book, he wanted to get reholder fee from me. I said I bought insurance let's see how that played out first. He said no. I needed to pay him. The forum seemed to agree that I was correct in trying to file insurance first. Ebay sided with me and said my course of action was correct. |
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We should have the forum rate our packages.
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HeinzDad private msg quote post Address this user | |
Quote:Originally Posted by DrWatsonAaaaaahhh, I see. Copy that. |
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| Post 22 • IP flag post | ||
 Collector
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Bobashek private msg quote post Address this user | |
| I did quite a few transactions selling autographs, SW replicas, and wrestling belts on FB marketplace using F&F and all but one transaction went well. One item was damaged in shipping but I had purchased insurance so both the buyer and I were covered. | ||
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 Hello, my name is Stu and I'm a shill.
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HexView private msg quote post Address this user | |
Quote:Originally Posted by EbayMafiaIt becomes a moral issue for me when a company like ComicLink starts telling you that's the way they want you to pay. Yes Josh really tried to do that 🤪 |
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Collector*
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Towmater private msg quote post Address this user | |
Quote:Originally Posted by EbayMafia Yet, the thread doesn't address the possibility that the insurance provided will be settled so that both the buyer and the seller are happy. In the end, using Friends and Family leaves no recourse for the buyer or the seller if the decision rendered isn't agreeable. Hence, the comment you quoted. |
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 You think I'm joking, I'm not.
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earthshaker01 private msg quote post Address this user | |
| Sounds like f/f the way I'll go. You either trust me or you don't. You either want my book(s)or you don't. Has to be some level of trust given. Haven't had problems with trust before in the comic community for the most part. I once sent 10k to a guy I just met, and comics arrived shortly thereafter. | ||
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Hello, my name is Stu and I'm a shill.
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HexView private msg quote post Address this user | |
Quote:Originally Posted by earthshaker01 It's the way to go if you want to get ripped off. As a buyer I would never use F+F, that's the way to get a box full of German newspapers. |
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 I'm waiting.... (tapping fingers).Splotches is gettin old! |
Nuffsaid111 private msg quote post Address this user | |
| I will be accepting Paypal F&F at face-to-face transactions when I do my own garage sales, flea markets, comic conventions, and Craigslist/Facebook/Insta posts (where the individual comes to my house). Many folks don't like carrying around large bills in their wallet but have the money available in their paypal account. 2022 will be 100% changing my methodology of selling. |
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 Not trying to be an ass since February 12, 2020.
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HulkSmash private msg quote post Address this user | |
Quote:Originally Posted by HexViewthere was someone new on here trying to sell some comics. Kept sporadically posting and disregarding advice on forum selling guidelines. I did however entertain the person. We made a deal, money was sent G&S and books supposedly sent. I get a message that one of the books didn’t make it into the package and will be sent separately (ok weird), later I was refunded for the inconvenience and was then sent a F&F request for a slightly lower amount (for the inconvenience)and can pay when the books arrive? Red flags go up and I cease communication with this person, I get a second request which I ignore. The books never arrived and I still have my money because I never sent the F&F. |
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 " . "
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Davethebrave private msg quote post Address this user | |
| I would do F&F but there are limits on $ amounts. I suspect limits are depending on what is a material loss to someone and volume of deals (self insurance). If you are doing a lot of deals, avoiding the fee could easily make sense if you combine it with some modest rules and diligence on your counter-parties. |
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